loader

Saving Tools

Saving Tips & Resources

Find The Latest Benefits, Savings tips, & Resources With Us

Record & track your savings and benefits in one Place

First step is to know what your options are . What benefits do you qualify for? What rebates can you receive? How to save real money by taking a few minutes to login and find the savings. Where are the best deals in your town?

Budget for savings

Once you have an idea of what you spend in a month, you can begin to organize your recorded expenses into a workable budget. Your budget should outline how your expenses measure up to your income‚ so you can plan your spending and limit overspending. Be sure to factor in expenses that occur regularly but not every month, such as car maintenance.

Tip: Include a savings category‚ aim to save 10 to 15 percent of your income.

Find ways you can cut your spending

If your expenses are so high that you can’t save as much as you’d like, it might be time to cut back. Identify nonessentials that you can spend less on, such as entertainment and dining out. Look for ways to save on your fixed monthly expenses like television and your cell phone, too.

Here are some ideas for trimming everyday expenses:

Use resources such as community event listings to find free or low-cost events to reduce entertainment spending. Cancel subscriptions and memberships you don’t use — especially if they renew automatically. Commit to eating out only once a month and trying places that fall into the “cheap eats” category. Give yourself a “cooling off period”: When tempted by a nonessential purchase, wait a few days. You may be glad you passed — or ready to save up for it.

Watch your savings grow

Review your budget and check your progress every month. Not only will this help you stick to your personal savings plan, but it also helps you identify and fix problems quickly. Understanding how to save money may even inspire you to find more ways to save and hit your goals fast.

How do I get more money on disability?

How to Maximize the Benefits You Receive from SSDI
1. You must have earned enough work credits through paying into Social Security.
2. You must meet the SSA's disability definition and have been disabled (or be expected to be disabled) for at least a year.
3. You must be unable to earn substantial gainful activity (SGA).

Who gets a stimulus check 2022?

Taxpayers must earn $100,000 or less ($200,000 or less for a two-income household) to be eligible for the payment. Child Tax Rebate checks will be issued automatically starting in October 2022. Taxpayers filing their 2021 state tax returns on extension by October 2022 will receive their rebates starting in December.

Who gets the most government assistance?

24 million children use welfare every month. Children make up the biggest percentage of welfare beneficiaries. An examination of the demographics of welfare recipients reveals that those under the age of 18 account for 41% of all welfare users. Meanwhile, people aged between 18 and 64 account for 50% of the recipients Here is a short summary of the most common questions we get on a daily basis about government benefits.

Find ways you can cut your spending

If your expenses are so high that you can’t save as much as you’d like, it might be time to cut back. Identify nonessentials that you can spend less on, such as entertainment and dining out. Look for ways to save on your fixed monthly expenses like television and your cell phone, too.

Here are some ideas for trimming everyday expenses

Use resources such as community event listings to find free or low-cost events to reduce entertainment spending. Cancel subscriptions and memberships you don’t use— especially if they renew automatically. Commit to eating out only once a month and trying places that fall into the “cheap eats” category. Give yourself a “cooling off period”: When tempted by a nonessential purchase, wait a few days. You may be glad you passed—or ready to save up for it.

Watch your savings grow

Review your budget and check your progress every month. Not only will this help you stick to your personal savings plan, but it also helps you identify and fix problems quickly. Understanding how to save money may even inspire you to find more ways to save and hit your goals fast.